Getting Auto Insurance Quotes Online is Easy

By John Bellafonte

Car insurance is something that every driver not only needs but must have as it is required by law almost everywhere. Your current policy may be just fine, but is it costing you more per month than it should be? Get auto insurance quotes online and compare the two to see if this is true.

By browsing the Internet, one may find a few companies that offer discount and deals on car insurance. By requesting auto insurance quotes online from these providers, substantial savings may be realized over the policy currently in place. With so many providers available today, each one is looking to take your business and make it their own.

If one were to use the conventional method of calling each company directly to request a quote, the time involved would simply not make it worth the effort. Between the time on hold and waiting to be transferred to a different department than the one that is already on the line, one call could take well up to an hour to complete. By doing this online, the wait time is cut down considerably and the quote is placed right in front of you to be printed out and reviewed at your leisure.

The consumer who wants to get auto insurance quotes online should first make sure that all of necessary information is easily accessible. This information may include the current zip code of the residence, driver's license number, the make and model of the vehicle and the VIN number. Other information to have on hand is the mileage of the vehicle that is to be insured as well as the information on any accident reports.

Be sure that all the information that is input is accurate in order to get a proper quote. Along with the on screen read out of the quote there should be an option to either print it out right there or have a copy sent to an email address to be printed later. This is good to have particularly when a few different providers are being considered.

The mistake that many consumers make after getting auto insurance quotes online is to simply choose the lowest priced company. However, there are other things that must be considered such as the actual coverage on the policy, the reputation of the company and the customer support that is offered. Without taking these factors into consideration, the individual may end up with the cheapest coverage by a company that offers very little in the way of customer satisfaction.

Once the quotes have been received and reviewed and before switching over, ask your current provider what they can do to match the lower rates found with the same coverage. Many have discounts that they will apply to existing policies but will not do so until asked. This can help lower the cost of your current policy without have to change companies.

By researching the auto insurance quote online, one will find all of the details for each policy offering quite easily. Take the time to compare all the quotes against each other and your current one carefully. This is to insure that the lower rate that is being considered also includes the same amount of coverage. - 31488

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Selecting the Correct Options for Your Motorcycle Insurance Quotes

By John Bellafonte

Finding the right motorcycle insurance online is actually very easy and takes almost no time at all. There are three different kinds, just like car insurance: liability, comprehensive and collision. Depending on which type is chosen, the coverage will not only extend to accidents and vehicle damage, but to bodily injury as well.

Buying motorcycle insurance can turn out to be a pleasant experience if done properly. While it is an absolute necessity if you own one, getting the right policy can be as easy as calling your current provider on the phone. Many will offer a discount if you choose them as you already have a motor vehicle policy in existence, making their paperwork that much easier.

Just because you have your car insurance with one company does not mean that taking a look at other providers is necessarily a bad idea. Checking out the options and plans offered by other companies may turn out to save more money than just adding on to an existing policy. Motorcycle insurance should be chosen for its coverage and not just for its price.

Inexpensive insurance is not that cheap when you're trying to recover from the cost of an accident or have unpaid medical bills. Understanding your options can allow for an informed decision and the perfect policy tailored to your needs. Some things to keep in mind are the type of bike to be insured and how expensive it is to replace. The 'racier' the motorcycle is, the higher the premiums will be.

Getting the right quote means asking different companies what they offer and finding out what's covered. The research can be done either online or by phone but the internet will generally prove to give faster and cheaper results. Several online insurance companies offer free quotes and will provide a list of options specifically for motorcycles, so the type of quote you receive can be pretty comprehensive.

The process is really straightforward, takes very little time and the quotes can be printed and compared from other insurance companies. Also please keep in mind that cheaper is not always equal to better based on price alone. The way to begin should be to check with state and local laws to determine the exact requirements needed for your motorcycle. This avoids paying for excessive coverage that may not be needed.

While many providers offer discounted rates on certain policies, there is another way to get even lower cost motorcycle insurance without sacrificing coverage. By taking a motorcycle safety course and passing it, a discount will be applied to the policy by most providers. This takes very little time and will help lower the monthly premium cost. This can be quite beneficial to both the rider and the insurance company.

It never hurts to ask and generally the agent may not think to inquire about any special circumstances that could qualify you for a discount. All in all, getting the right quote for motorcycle insurance does not have to be a hassle. It may not be as much fun as riding the open highway, but it will save the day if you get the perfect coverage at an affordable price. - 31488

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Nascar Nothing Like It

By Alexa Martin

For more than half a century NASCAR has captured people's interest with their swift and unpredictable races. Every year hundreds of people queue up to buy NASCAR TIX. Here is a look at some of the most prominent drivers in the sport who lead NASCAR tickets selling into frenzy over the years.

Richard petty

The legend is far out ahead of everyone when it comes to race victories, and is tied first for the most championship victories with Dale Earnhardt sr. Richard was the first driver to win 3 world titles and went on to amass 4 more in a career that lasted 35 years. He ended up with exactly 200 race victories from 1184 races, a record that is likely to stand for many more years to come.

Dale Earnhardt Sr.

Born in North Carolina in'51 to erstwhile racer Ralph Earnhardt, Dale showed a lot of promise early on. He made his entry on the race track in'75, but it wasn't until'79 that he drove his first full season in NASCAR. He won his first Winston cup in only his second season, and went on to win 6 more. His prolific career sadly ended on the track when he died while racing in 2001. He was one of the biggest crowd pullers in his days, with his intimidating driving style driving people crazy trying to get their hands on NASCAR TIX.

David Gene Pearson

Pearson stands at second position on in terms of race victories in NASCAR, Behind Richard Petty at 105 wins. He popularly came to be known as the silver fox in his time and is best remembered for his many duels on the track with Petty. In a fourteen year period the two of them finished 1-2 on 63 different occasions, with Pearson outpacing his favored competitor 33 times. He won the sprint cup three times in his career and was inducted in the motor sports hall of fame in'90.

Jeff Gordon

Gordon won his first sprint cup after a stiff battle with Dale Earnhardt, the defending champion in'95. He went on to amass three more titles and stands at 3rd in all time lists, and went on to become the first driver to amass $100 million in winnings.

Jimmie Johnson

He is a three time defending sprint cup champion, and looks set to take his 4th with 4 races to go in the current season. On first sight, Jimmie Johnson comes out to be a driver who has achieved a lot, but when you look into this 34 year old's celebrated talent, you realise there is so much more that he can achieve. He has got 46 race victories to his name and is only the second driver after Cale Yarborough to win three titles on the trot.

If you are not a fan of NASCAR already, chances are after reading this you will have become one. There is so much more to these men than we could have told you in a few words, and there is so much more to the sport, than you can understand from reading a few pages. So go buy yourself NASCAR tickets, or find a dealer to find your NASCAR TIX for you and begin your affair with the sport. - 31488

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Shopping for Car Insurance Quotes Online

By John Bellafonte

With the high price of car insurance, everyone is looking for a better deal. While most insurance companies are adequate, some people may need to upgrade their policy for cost effectiveness or may be adding a second vehicle. Before just contacting your current provider, an online search for car insurance quotes may reveal something better out there.

Many hobbyists and car buffs will need particular policies if they have restored or are in the process of restoring an antique or classic car. These types of vehicles require special coverage due to their age and type of car that they are. This is particularly true of the classic muscle cars as they tend to be on the road more than the restored antiques.

By gathering a few of these car insurance quotes and comparing them, one may find that there are better deals out there than what they currently have in place. These companies provide a much higher level of coverage than the average insurance company due to the value of the vehicles. This holds especially true for the antique cars that have been fully restored.

The antique car policies are unique in that the vehicle is driven much less than any other type of car but still requires insurance against damage for those rare times it is on the road. The actual cost of the premium may be quite a bit lower than a muscle car just due to this. Each of the car insurance quotes received will specify the amount of miles a year that the policy will cover in these cases.

Specialty companies like these not only offer car insurance quotes but quotes for antique m boats and motorcycles as well. The same car is taken with these in fitting a policy to an owner as with the classic cars. For those that own more than one classic or collectible, there are policies available to cover all in one that will cost much less than a separate policy for each.

The websites will have forms that need to be filled in before a quote can be generated. All of the vehicle information should be as accurate as possible. Information such as the VIN number, year, make, model and yearly miles will be asked for in these forms and should be close at hand while browsing. The forms themselves are fairly simple to complete.

Car insurance quotes online are the quickest way to compare rates and coverage for any vehicle imaginable. With today's technology, these quotes may be returned to you in a matter of seconds. In certain cases, the insurance company may need to contact you for more specific details regarding the vehicle and this can make the quote results take a bit more time in getting back to you.

Take the time to do the research in to the background of the companies that you are considering for insurance coverage. The classic and collectible cars, boats and motorcycles are a special breed and need special handling. Make sure the provider that is chosen has done this before and has a good reputation for customer service and coverage. - 31488

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William K. Vanderbilt Jr's Motor Parkway

By L.J. James

I recently took a trip back in time to Long Island NY's past! No I was not in a Delorean. I was actually in a 1929 Model A Ford,It was one of many in a pack of Model A Fords.My trip back in time was hosted by members of the Model A Ford Club of Long Island. The Club Established in 1959 is one of the oldest and largest Model A Clubs in the U.S. The Trip took me back in time to Long Islands distant past,Way Back before the LIE back before even the Northern and Southern State Parkways.All the way back to the glory days of William K. Vanderbilt Jr's Long Island Motor Parkway. The Motor Parkway or the LIMP has been forgotten by many.Portions of it can still be found across the Island some parts are even still in use now going under other names. I must admit I knew almost nothing of the Long Island Motor Parkway before this trip back but as I learned about its history and how it was a major part of shaping the Island we all know and love today, I became very interested in learning more and I would like to share with you a little of what I have learned.

The history of William K. Vanderbilt Jr's Motor Parkway began on June 6th 1908 when its construction started. It was one of the first concrete roads in the Nation and it was the first to use Bridges and over passes so as to not have any intersections. The Motor parkway reached its almost full length of 45 miles from Queens to Lake Ronkonkoma in 1911 with 65 Bridges and many twists and turns.(There was a 2 and a Half mile western extension built in 1928)

The Motor Parkways History of racing is that of legend and still remembered by many Long Island race fans, William K.Vanderbilt Jr was an avid race fan and racer. He often raced in America and France. Disappointed by the lack of Americans winning any of the races he started the Vanderbilt Cup races in 1904 here on Long Island. The race was an international event and would pit 16 Drivers against each other for the prize of the $2000 Silver Cup which was designed by Tiffany & Co.The Cup was the first major trophy in American auto racing. The Races where first held on 30 miles of local roads in Nassau County.These Races where the Beginning of America's love affair with auto racing.In 1906 when two spectators where killed and many others injured by a racing car on Jericho turnpike near the intersection of what is known today as NY Routes 106 and 107, Vanderbilt and friends soon came up with the idea for the Long Island Motor Parkway. The Cup Races where Successfully held on Long Island in conjunction with the Motor Parkway Until 1910 when four spectators where killed and twenty injured.

With the Cup races gone the Motor parkway became purely an access route with a toll of $2.00 and was used mostly by New York's rich looking to hit the party circuit or to go for Sunday Drives and of course by those just looking to drive really fast.The Motor parkway was a privately owned toll road with no speed limit, No Commercial Traffic and because it was privately owned it was off limits to law enforcement. During Prohibition the Parkway gained a reputation as a rum runners road as bootleggers started using the road to transport alcohol.In 1917 the toll was lowered to $1.00 and when more Drivers started using the Motor Parkway to travel across Long Island the speed limit was reduced to 40 mph and local Police where aloud to begin patrolling the parkway to improve traffic safety. An estimated 150,000 cars per year used the Motor parkway at its prime. There where 12 toll lodges along the parkway and the toll lodges have a great story all their own. The Long Island Motor Parkway Continued on until Easter Sunday,April 16th 1938 when it was forced to close. The Motor Parkway even after reducing its toll again to only 40 cents was No longer able to Compete with Robert Moses State of the art Toll free Northern State Parkway. After its Closer the Motor Parkway was split up and sold off, Many of its Bridges destroyed and roads forgotten.Although some Remaining Sections of this Historic Parkway like the 13 Mile eastern most Section in Suffolk still remain in use Most of the Parkway and its History has gone forgotten until recent years.

Members of the Model A Ford Club of Long Island had known about a section of the Long Island Motor Parkway with one of its Bridges still standing hidden away behind Old Bethpage Village and Restoration on Round Swamp Road in Old Bethpage Where the Club holds its Monthly meetings. For those of you who don't know Old Bethpage Village and Restoration is a pre-Civil War Long Island Village with more than 55 historic buildings and a place where anyone of us can travel back in time for the day.I'm sure most of you out there from Long Island will remember it from field trips back in your School days.Well It is all still there with its same historic Magic and those old fashion Sodas and Candies you remember. I have found Old Bethpage to be the perfect place for a first Date! It will not only take you back threw time but it will make you feel like a Kid all over again. In the early Months of 2007 the members of the Model A Ford Club of Long Island started Clearing away what time and neglect had covered up. Then in May 2007 after much hard work the Members of the Model A Ford Club of Long Island got together at Old Bethpage Village and Restoration and took the first Cruise since its closing on their own private piece of the Motor Parkway and Long Islands History. Mark Adler and his 1931 Model A Coop had the Honor of leading the Group and being the first the travel on it! Long Island has some great History and We must always remember We need to save our Historic Buildings and Land marks!!!

For more info about this article go to the Model A Ford Club of Long Island's webpage at www.freewebs.com/modela

While researching this story one thing that kept coming to my mind was that if Long Island is one of the first place's where Auto Racing in the US began then doesn't that mean that Auto Racing really needs to stay here? Lets reclaim the Glory!!!

Till next time this is your Bro L.J. James AmericanBikerX.com

- 31488

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LJ James is a freelance author on the Biker Lifestyle and does an online Radio Motorcycle Show LJ James has spent many years working to let all in the Biker Lifestyle know that TV programs like Sons of Anarchy while entertaining are fake and being a Biker is about Brotherhood !

A Car Insurance Quote for First Time Drivers

By John Bellafonte

"Dad, can I borrow the car?" These words can strike fear in to the heart of the most stalwart of parents. A new driver in the family means one thing and one thing only, that more insurance will be needed on the family car. A car insurance quote from your current insurance provider and one or two others may help to relieve this burden a bit by doing a little comparison shopping.

A car insurance quote can show ways to save money that may not have been thought of by the average parent. Some insurance companies offer a discount for a good grade point average in school and this can help reduce the amount added to the premium. Many insurance providers will work directly with you to find discounts when insuring a younger driver.

The issues that accompany a new driver can cause the insurance companies to start them a quite a bit higher rate than someone who has been behind the wheel for a few years. The relative lack of experience means that the new driver falls in to a "high risk" category with many providers. The right car insurance quote can mean the difference between driving and riding a bicycle for a newly licensed operator.

For those that live in major metropolitan areas or dense populations may see an increase over those that live in the country. With more cars and more traffic, the possibility of an accident or ticket is much more likely. This increases the risk the insurance provider is taking in covering a new driver.

Those who live in rural areas will receive a lower car insurance quote than those who reside in the big cities. Most of the driving will be done on roads that do not have a good deal of traffic so the chance of accidents is reduced as well. It is important to let the insurance company know where the new driver will need to commute before getting a car insurance quote.

There will be a difference in rates comparing the ages of a new driver as well. A new driver in their teens will likely be quoted a higher rate than someone in their mid twenties that has just learned to drive. The age difference leans towards a maturity level that is taken in to consideration by the insurance providers.

These quotes will assist you in making the right choice in car insurance coverage for your teenage driver. By comparing these to the rates of other companies and even your current provider, an informed decision can be reached. Make sure to read each quote very thoroughly when doing the comparison.

Once the car insurance quote has been received and compared to the others, an informed decision may then be reached as to which one to choose. Read the fine print particularly well and be sure that all contingencies are covered. Above all, be sure that the coverage being provided is the best for the amount of money being spent as this will add some peace of mind when handing over the car keys for the first time. - 31488

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Saving Money with Auto Insurance Quotes Online

By John Bellafonte

Car insurance is something every driver needs but finding a good price on a decent policy can take more time that it is worth is seems. By going on the Internet and searching for auto insurance quotes online, the time can to do this can be shortened considerably. This will let you shop around without having to run around.

Combining auto insurance and the power of the internet can result in finding a ton of auto insurance quotes online. In order to make sure that you are protected from potential lawsuits filed by other motorists involved in an accident, you must carry liability coverage. Medical expense coverage will pay for hospitalization and treatment no matter who is at fault during an accident.

Uninsured driver coverage and underinsured, along with comprehensive and collision may all be added to a basic policy when requesting auto insurance quotes online. Comprehensive coverage is basically everything except for collision and will serve almost any driver's insurance needs. Take the time to research all of the coverage options before requesting a quote.

If you take the aforementioned steps you will be making the most of your experience when shopping for auto insurance quotes online. First, check all state requirements and suggested provisions from auto insurance providers. Secondly, consider if it's beneficial to keep full support through vehicle insurance companies. Lastly consider purchasing a blanket policy from your insurance company.

Liability insurance is required by every state and the minimum limits on this coverage vary from area to area. The normal range for this is anywhere from $10,000.00 to $30,000.00 and depending on the locale, possibly higher. Be sure to research what amount you are required to carry and adjust the quote request accordingly.

Complete coverage on older cars does not make much sense as the cost of repairing one may be more than the vehicle is actually worth. By paying out a large premium on the chance that this may be needed, one may find they have actually spent enough to buy a new car once it is all said and done. Take the time to find out what the car is actually worth and balance that against the cost of the policy over time.

The approximate worth of the vehicle can be located from Kelley Blue Book. An additional option for establishing car prices is the NADA website. Another method you can use to get the most from your auto insurance quote online is to check other policies you may have and ask your current company about including the auto insurance to that policy. It will definitely reduce the auto premium if you combine it with existing policies.

Comprehensive or "umbrella" policies may be the perfect choice for almost any driver. This policy type is simply liability insurance that covers the medical bills of any injured parties in the event of an accident. By requesting this coverage in your search for auto insurance quotes online, you may save a bit more money and be that much more covered. - 31488

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Are Auto Insurance Companies Caught in the Middle or Taking Advantage?

By John Bellafonte

Auto insurance is a necessity, not only for you, but go zll those around you. Many states require that insurance be purchased for a vehicle before it ever goes on the road. The amount of coverage though, is left up to the owner, as long as it meets the state required minimum as many require that just liability insurance be on each vehicle in operation.

One of the ways to cover damages to the vehicle itself it to have collision coverage in place in case of an accident. An accident report will be required by any insurance company when filing a claim, as this lets them know all the details. These details can include, damage to the vehicle itself and who is at fault.

Insurance claims can tend to become more convoluted when one of the drivers has no coverage in place. This means that their end of the costs of damages needs to be paid by someone and very few people have that kind of money just sitting in a bank account waiting for this situation. Many providers have a rider on their policies to cover uninsured motorists and some states even require it.

Auto insurance premiums will therefore be higher if this rider is in place to help absorb the cost of an accident with an uninsured motorist. While the act of operating a motor vehicle without insurance is a very irresponsible one, the costs still have to be provided for. This puts the burden on the responsible motorist that has insurance in place by adding to their monthly premiums.

With many people on the road, operating a motor vehicle without insurance, the providers must have a way to recover their losses when an accident occurs. The increased premiums allow them to do just that. Uninsured and underinsured drivers make up a small portion of people on the road today.

According to independent studies, approximately one out of every six vehicles on the road does not carry any type of insurance. Auto insurance premiums have risen about 1.5% to help cover the costs incurred when accidents happens involving one of these vehicles. Over the past few years, the number of uninsured motorists has decreased, however, making it much more likely that if involved in an accident that both drivers will be covered by at least liability insurance.

While purchasing the uninsured motorist rider for a vehicles' coverage may increase the premium slightly, the knowledge that you are well covered brings added peace of mind. Insurance companies cannot simply raise rates to cover these costs, they need to provide added services and much better coverage to remain competitive. In order to bring in even more business, many providers have turned to online advertising and sales, to bring in even more customers.

In summary, the auto insurance industry needs to stay competitive while maintaining or increasing profits. Because of increased competition, you should find the insurance companies have found they can no longer raise rates just to increase profits. They have to justify increases with a better product or increased service but, either way, the consumer wins. - 31488

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